Disability Insurance Requirement Policy

PURPOSE
To outline the requirements for medical students to have Long-Term Disability Insurance coverage.

SETTING
All medical students

LCME STANDARD
12.6 Student Health and Disability Insurance

POLICY

  1. All actively registered medical students are required to have Long-Term Disability Insurance Coverage.
  2. Health insurance will cover the costs of evaluation and treatment for acute and chronic diseases as well as preventive care, but it will not replace income lost in the event of a sustained disabling condition. Only disability insurance policies provide such coverage.

PROCEDURE

  1. Medical students are provided long-term disability insurance starting in the fall quarter of the first year of medical school.
  2. Medical students are charged for disability insurance each fall quarter; the fee is included in their student tuition and fees.
  3. The Registrar’s Office maintains student enrollment in disability insurance.

RESPONSIBILITY
Registrar’s Office

REFERENCES
Not applicable

POLICY OWNER
Registrar

REVIEWED BY
Registrar*
Associate Dean of Students

REVIEWED DATE and REVIEW CYCLE
October 2026; 3-year review cycle

* Indicates the policy owner